1Z0-971 real questions | Pass4sure 1Z0-971 real questions |

Pass4sure 1Z0-971 dumps | 1Z0-971 true questions |

1Z0-971 Oracle Incentive Compensation Cloud 2017 Implementation Essentials

Study steer Prepared by Oracle Dumps Experts 1Z0-971 Dumps and true Questions

100% true Questions - Exam Pass Guarantee with lofty Marks - Just Memorize the Answers

1Z0-971 exam Dumps Source : Oracle Incentive Compensation Cloud 2017 Implementation Essentials

Test Code : 1Z0-971
Test denomination : Oracle Incentive Compensation Cloud 2017 Implementation Essentials
Vendor denomination : Oracle
real questions : 75 true Questions

Stop worrying anymore for 1Z0-971 test.
My pals informed me I could assume for 1Z0-971 exam coaching, and this time I did. The brain dumps are very convenient to use, i really fancy how theyre installation. The question order helps you memorize things higher. I passedwith 89% marks.

afraid of failing 1Z0-971 examination!
With only two weeks to travel for my 1Z0-971 exam, I felt so helpless considering my destitute preparation. But, needed to pass the test badly as I wanted to change my job. Finally, I create the question and answer by which removed my worries. The content of the steer was rich and unique. The simple and short answers helped get out the topics easily. powerful guide, killexams. besides took palliate from 1Z0-971 Official Cert steer and it helped.

satisfactory to listen that dumps of 1Z0-971 exam are available.
The material is straightforward to apprehend and sufficient to apportion together for the 1Z0-971 exam. No different test dump I used in conjunction with the Dumps. My heartfelt passage to you for creating such an fairly powerful, simple material for the arduous exam. I by no means concept I ought to pass this exam without problems with null attempts. You people made it appear. I responded 76 questions maximum efficiently in the actual exam. Thanks for providing me an innovative product.

Just try true 1Z0-971 test questions and success is yours. is a powerful site for 1Z0-971 certification material. When I create you on the internet, I practically joyed in excitement because it was exactly what I was looking for. I was looking for some true and less costly palliate online because I didnt acquire the time to travel through bunch of books. I create enough study question here that proved to breathe very beneficial. I was able to score well in my Oracle test and Im obliged.

I requisite true test questions modern-day 1Z0-971 examination.
i am very satisfied with this bundle as I were given over 96% on this 1Z0-971 exam. I study the professional 1Z0-971 manual a bit, however I bet changed into my primary coaching useful resource. I memorized most of the questions and answers, and besides invested the time to in reality recognize the eventualities and tech/practice centeredparts of the exam. I suppose that by passage of itself purchasing the package does now not guarantee that you maypass your exam - and a few test are really tough. but, in case you test their materials arduous and in reality positioned your thoughts and your heart into your exam guidance, then certainly beats some otherexam prep options available out there.

need to-the-factor expertise modern day 1Z0-971 subjects!
I was so much upset in those days because I didnt any time to prepare for 1Z0-971 exam prep because of my some daily routine labor I acquire to disburse most time on the way, a long distance from my home to my labor place. I was so much worried about 1Z0-971 exam, because time is so near, then one day my friend told about, that was the circle to my life, the solution of my any problems. I could enact my 1Z0-971 exam prep on the passage easily by using my laptop and is so trustworthy and outstanding.

top notch source of high-quality actual test questions, rectify solutions.
My pals instructed me I could anticipate for 1Z0-971 exam preparation, and this time I did. The braindumps are very handy to apply, i fancy how they may breathe set up. The query order facilitates you memorize things higher. I passed with 89% marks.

Do you requisite true test questions modern day 1Z0-971 exam to bypass the examination?
I pass in my 1Z0-971 exam and that was no longer a smooth pass but a exceptional one that I must inform everyone with proud steam filled in my lungs as I had were given 89% marks in my 1Z0-971 exam from studying from

1Z0-971 question bank that works!
I will suggest you to near right here to remove any fears related to 1Z0-971 certification due to the fact this is a wonderful platform to proffer you with confident goods for your preparations. I became involved for 1Z0-971 exam but any passage to who supplied me with tremendous products for my coaching. I become actually involved approximately my success however it changed into best 1Z0-971 exam engine that increased my achievement self faith and now I am emotion satisfaction in this unconditional assist. Hats off to you and your incredible services for any college students and professionals!

Very comprehensive and true true questions of 1Z0-971 exam.
just passed the 1Z0-971 exam with this braindump. i can affirm that it is 99% telling and includes any this years updates. I handiest got 2 question wrong, so very excited and relieved.

Oracle Oracle Incentive Compensation Cloud

eVerge neighborhood Wins Prestigious Oracle Excellence Award for specialised associate of the yr – North america in Mid-Market Cloud solution | true Questions and Pass4sure dumps

SAN FRANCISCO--(company WIRE)--Oracle these days awarded eVerge group with its 2015 Oracle Excellence Award for specialized partner of the yr – North the usa in Mid-Market Cloud answer. The award recognizes eVerge group for his or her commitment to convey imaginative, specialized options and functions in response to Oracle utility and hardware.

eVerge group was introduced the 2015 Oracle Excellence Award for specialized associate of the 12 months – North america in Mid-Market Cloud answer for demonstrating a powerful and imaginative technical and functional beginning of an integrated Oracle HCM Cloud and Oracle Incentive Compensation solution.

The Oracle Excellence Awards for specialized companion of the year encourages innovation by passage of Oracle PartnerNetwork (OPN) individuals, who use Oracle’s items and know-how to create value for shoppers and generate newfangled company abilities.

“eVerge group is pleased with its dazzling tune record of offering innovative cloud solutions that their customers acquire near to are expecting from their crew,” stated eVerge neighborhood President and CEO Esteban Neely. “we're completely lucky that Oracle has recognized their commitment to excellence with these awards.”

“eVerge community has confirmed a very proper degree of innovation in providing proven, Oracle-primarily based cloud solutions that may resolve their joint shoppers’ most vital company challenges,” observed Terri corridor, community vp, North the usa applications Alliances and Channels income, Oracle. “We congratulate eVerge group in reaching the 2015 Oracle Excellence Award for specialized associate of the year – North the united states in Mid-Market Cloud. This success is a testomony to their dedication to excellence and to offering valued clientele solutions that drive actual commerce value and consequences.”

About eVerge neighborhood

founded in 1993, eVerge community refines enterprise tactics and promises functions tailor-made for industrial and public sector consumers focusing on company Intelligence (BI), client suffer (CX), commercial enterprise assistance management (EIM), commercial enterprise resource Planning (ERP) and Human Capital administration (HCM). eVerge community is a Platinum degree member of OPN that implements utility solutions in leading companies right through the Americas. For extra suggestions on eVerge group, consult with

About Oracle OpenWorld

Oracle OpenWorld 2015 gives you the gold standard cloud adventure. The trade’s most censorious enterprise conference includes heaps of tutorial periods and contours demos and exhibitions from tons of of partners and valued clientele from world wide showcasing Oracle’s comprehensive cloud choices, including an integrated stack of purposes, platform and infrastructure functions, in addition to converged techniques and industry options. Tens of thousands of in-adult attendees and hundreds of thousands on-line profit advantageous product and business-specific insight to palliate them seriously change their companies with Oracle. Oracle OpenWorld 2015 is being held October 25 through October 29 at the Moscone headquarters in San Francisco. For more counsel; to register; or to monitor Oracle OpenWorld keynotes, sessions, and more, visit Oracle OpenWorld 2015. breathe a portion of the Oracle OpenWorld dialogue on Twitter #oow15, fb, and the Oracle OpenWorld weblog.

About Oracle PartnerNetwork

Oracle PartnerNetwork (OPN) really proper is the newest version of Oracle's partner program that provides companions with tools to greater develop, sell and apportion into outcome Oracle options. OPN really expert offers elements to coach and aid really expert erudition of Oracle items and solutions and has advanced to respect Oracle's becoming product portfolio, partner foundation and company possibility. Key to the latest enhancements to OPN is the capability for partners to distinguish via Specializations. Specializations are done through competency construction, commerce results, abilities and proven success. To learn greater quest counsel from


Oracle is a registered trademark of Oracle and/or its associates.

Emirates NBD rankings with Oracle Cloud | true Questions and Pass4sure dumps

Emirates NBD, a number one fiscal institution in the location, has stated a rear in earnings performance following the implementation of Oracle cloud solutions.

The bank has carried out Oracle Incentive Compensation management answer to power enhanced revenue performance.

The adoption of Oracle’s compensation utility follows Emirates NBD’s these days introduced AED 500 million dedication to further digital innovation and multichannel transformation of its approaches, products and services.

earlier than the brand newfangled implementation, the bank adopted steer strategies for compensation calculation. The Oracle cloud platform now provides precise time access to performance data and empowers the bank’s revenue and arm managers to get timely operational and strategic selections.

“As a bank that values digitisation to enrich commerce efficiency, we're delighted to proceed their long standing partnership with Oracle,” commented Suvo Sarkar, senior govt vice chairman, Retail Banking and Wealth management at Emirates NBD. “We faced a pressing commerce challenge which become the should view the revenue crew performance on a daily groundwork to breathe able to get required interventions to optimise productivity. The Oracle platform equips us to align and control their frontline superior, leading to superior performance and productivity.”

“Oracle cloud options for the banking sector acquire been developed with an direct to drive innovation and transformation by means of increasing enterprise agility, reducing expenses and cutting back IT complexity”, said  Arun Khehar, senior vice chairman ECEMEA, functions commerce Oracle. “we're delighted that Emirates NBD has finished its strategic enterprise objectives with Oracle options. Emirates NBD is on the forefront of the digital transformation pressure in the UAE and they look forward to collectively reaching many more milestones”.    

Oracle boosts OPN Incentive application and builds two-tier distribution for cloud | true Questions and Pass4sure dumps

At trendy international virtual Oracle PartnerNetwork (OPN) kickoff event, the vendor laid out its associate manner for fiscal 12 months 2015 (FY 2015), including newfangled classes, enablement materials and compensation, and highlighted key product focal point areas for the year ahead, together with accelerated opportunities with Oracle Cloud.

The sixth virtual suffer of its benevolent for Oracle's 25,000 partners worldwide become hosted by means of prosperous Geraffo, senior vice chairman of worldwide alliances and channels and Oracle's newfangled channel chief, and additionally featured Oracle President note Hurd, Thomas Kurian, executive vice president of product development, and John Fowler, executive vice chairman of techniques, as key audio system, in addition to other Oracle executives.

suitable of reason for companions is compensation. today, Oracle introduced adjustments to the OPN Incentive application, particularly, enhancing on the passage it pays associate rebates. Going into impact with FY 2015 business, the supplier will stream from quarterly to month-to-month accomplice rebate funds.

companions will even breathe capable of fetch hold of incremental rebates for selling Oracle's virtual Compute equipment, an built-in, utility-described converged infrastructure system, which has been brought to the vendor's Strategic Product listing. 

the day gone by, Oracle delivered the latest version of the Oracle virtual Compute equipment, an engineered gear offering.

In FY 2015, anticipate to hear Oracle provide details on how it guarantees to simplify the OPN Incentive program for partners selling Oracle application on Oracle hardware techniques.

Cloud was a strategic headquarters of attention for Oracle in FY 2014, and the supplier vows to build momentum in FY 2015 in cloud options, together with IaaS, PaaS and SaaS, according to Joanne Olsen, senior vice president of North American sales, consulting and world channel functions, who stated that with out companions, Oracle would not acquire ended the fresh quarter with its top of the line cloud bookings to date. earlier this month, Oracle reported often authorized accounting principles (GAAP) Cloud SaaS and PaaS revenues had been up 25% to $322 million, and IaaS revenues were up 13% to $128 million within the fourth quarter.

"Co-promoting as a percent of SaaS bookings grew every quarter via FY 2014. That means that partners grew in participation, impress and in winning offers with Oracle," she said.

in keeping with the vendor, greater than 600 associate agencies acquire done Cloud Specializations and 15,000 people acquire completed Oracle Cloud professional certifications.

these days, Oracle announced a brand newfangled two-tier distribution software for the Oracle Cloud portfolio and should compass out to value-added distributors (VADs) to compass extra companions and greater shoppers. In particular, Oracle will depend on these VADs to determine and allow companions which are top of the line ideal to convey cloud implementations and managed capabilities.

Like cloud, Oracle's engineered methods, vertically integrated hardware and software choices, is a key strategic product focal point for the dealer. in keeping with Oracle, ISVs play a key function available in the market penetration of those techniques.

Oracle nowadays introduced that it elevated certifications for the Oracle Exastack application for ISVs. companions can now circle into licensed as Exastack equipped or Exastack Optimized in Oracle Database gear and Oracle massive facts appliance.

experience attendees acquire been besides reminded that on June 10, the vendor launched a cellular version of its OPN options Catalog for businesses to identify Oracle partners for his or her business.

To optimize their OPN options Catalog profile, companions may additionally requisite to rob Oracle's options Catalog working towards for top-quality practices. greater than 30,000 clients search the OPN solutions Catalog each and every month, the company said.

Unquestionably it is arduous assignment to pick dependable certification questions/answers assets regarding review, reputation and validity since individuals fetch sham because of picking incorrectly benefit. ensure to serve its customers best to its assets concerning exam dumps update and validity. The vast majority of other's sham report dissension customers near to us for the brain dumps and pass their exams joyfully and effortlessly. They never trade off on their review, reputation and character on the grounds that killexams review, killexams reputation and killexams customer assurance is imperative to us. Uniquely they deal with review, reputation, sham report objection, trust, validity, report and scam. On the off haphazard that you contemplate any wrong report posted by their rivals with the denomination killexams sham report grievance web, sham report, scam, protest or something fancy this, simply bethink there are constantly dreadful individuals harming reputation of proper administrations because of their advantages. There are a huge number of fulfilled clients that pass their exams utilizing brain dumps, killexams PDF questions, killexams hone questions, killexams exam simulator. Visit, their specimen questions and test brain dumps, their exam simulator and you will realize that is the best brain dumps site.

Back to Brain dumps Menu

9A0-702 questions and answers | C2180-181 practice test | HP2-Z03 questions and answers | 250-252 practice questions | 3I0-010 braindumps | GMAT free pdf | 000-268 dumps questions | MB0-001 practice exam | 9A0-160 braindumps | 646-392 study guide | 1Z0-068 practice questions | HP0-D15 practice test | HP0-M46 cheat sheets | CGAP true questions | 920-323 examcollection | C2150-596 pdf download | 1Z0-040 braindumps | C2090-304 study guide | 3104 braindumps | 000-152 free pdf |

Take a gander at these 1Z0-971 true question and answers
We acquire Tested and Approved 1Z0-971 Exams. gives the most specific and most recent IT exam materials which nearly comprise any exam topics. With the database of their 1Z0-971 exam materials, you enact not acquire to squander your break on perusing time consuming reference books and surely requisite to burn thru 10-20 hours to ace their 1Z0-971 true questions and answers.

We acquire Tested and Approved 1Z0-971 Exams. gives the most unique and latest IT exam materials which practically comprise any braindumps. With the steer of their 1Z0-971 exam materials, you should not squander your possibility on perusing greater portion of reference books and virtually requisite to burn through 10-20 hours to ace their 1Z0-971 true questions and answers. Whats greater, they supply you with PDF Version and Software Version exam questions and answers. For Software Version materials, Its presented to give the applicants mimic the Oracle 1Z0-971 exam in a true exam environment. Huge Discount Coupons and Promo Codes are as under;
WC2017 : 60% Discount Coupon for any assessments on website
PROF17 : 10% Discount Coupon for Orders extra than $69
DEAL17 : 15% Discount Coupon for Orders extra than $ninety nine
DECSPECIAL : 10% Special Discount Coupon for any Orders
Click helps a colossal scope of competitors pass the tests and fetch their accreditation. They acquire a major wide assortment of productive surveys. Their dumps are strong, slight, updated and of genuinely attractive powerful to beat the requesting circumstances of any IT certifications. exam dumps are latest updated in prominently clobber passage on well known start and material is released from time to time. Latest dumps are open in testing centers with whom we're holding up their relationship to fetch latest material. Oracle Certification study aides are setup through IT masters. A powerful many people objection that an unnecessary scope of questions in this benevolent of sizable wide assortment of tutoring evaluations and exam asset, and they might breathe as of late wiped out to deal with the cost of any additional. Seeing specialists practice session this far achieving version in the meantime as still certification that every one the becoming acquainted with is anchored after significant examinations and exam. Everything is to get reassurance for hopefuls on their street to certification.

We acquire Tested and Approved 1Z0-971 Exams. offers the most particular and latest IT exam materials which relatively fuse any exam subjects. With the steer of their 1Z0-971 esteem materials, you don't requisite to misuse your hazard on examining significant piece of reference books and genuinely requisite to consume 10-20 hours to pro their 1Z0-971 true questions and answers. Whats more noteworthy, they equip you with PDF Version and Software Version exam questions and answers. For Software Version materials, Its exhibited to parade the applicants reenact the Oracle 1Z0-971 exam in an actual environment.

We give free updates. Inside authenticity length, if 1Z0-971 brain dumps which you acquire gotten exceptional, they will relate you with the steer of email to down load most extreme latest variety of true questions . On the off peril that you don't pass your Oracle Oracle Incentive Compensation Cloud 2017 Implementation Essentials exam, They will give you plenary refund. You should route the verified propagation of your 1Z0-971 exam archive card to us. Ensuing to declaring, they will startlingly equip you with plenary REFUND. Huge Discount Coupons and Promo Codes are as under;
WC2017: 60% Discount Coupon for any exams on website
PROF17: 10% Discount Coupon for Orders greater than $69
DEAL17: 15% Discount Coupon for Orders greater than $99
DECSPECIAL: 10% Special Discount Coupon for any Orders

In the occasion which you prepare for the Oracle 1Z0-971 exam using their exam simulator engine. It is something anyway arduous to prevail for any certifications inside the main endeavor. You don't requisite to control any dumps or any free deluge/rapidshare any stuff. They proffer free demo of each IT Certification Dumps. You can watch the interface, question powerful and usability of their tutoring exams sooner than you select to purchase.

1Z0-971 Practice Test | 1Z0-971 examcollection | 1Z0-971 VCE | 1Z0-971 study guide | 1Z0-971 practice exam | 1Z0-971 cram

Killexams CWDP-302 VCE | Killexams COG-605 brain dumps | Killexams 000-223 practice test | Killexams C4040-250 practice questions | Killexams 1Z0-436 braindumps | Killexams A00-281 questions and answers | Killexams 1Z1-574 practice test | Killexams 000-N04 examcollection | Killexams COG-300 test prep | Killexams C2010-506 dumps questions | Killexams 920-162 dump | Killexams 310-056 brain dumps | Killexams 000-347 practice questions | Killexams NSE8 exam questions | Killexams 250-255 pdf download | Killexams 9A0-060 cheat sheets | Killexams NS0-530 free pdf | Killexams 70-547-VB braindumps | Killexams ISEB-BA1 study guide | Killexams HP0-Y18 questions answers |

Exam Simulator : Pass4sure 1Z0-971 VCE Exam Simulator

View Complete list of Brain dumps

Killexams C4040-109 study guide | Killexams 000-018 test questions | Killexams 000-778 practice test | Killexams EE0-502 VCE | Killexams HP0-S44 practice test | Killexams 1Z0-481 mock exam | Killexams 1T6-530 practice test | Killexams 920-451 test prep | Killexams 300-365 cheat sheets | Killexams 1Y0-740 true questions | Killexams 000-561 sample test | Killexams 650-368 exam questions | Killexams 1Z0-349 pdf download | Killexams CCM true questions | Killexams HP0-702 braindumps | Killexams P2170-036 dumps questions | Killexams BE-100W test prep | Killexams 642-278 braindumps | Killexams 050-V710-SESECURID brain dumps | Killexams HP2-H37 free pdf download |

Oracle Incentive Compensation Cloud 2017 Implementation Essentials

Pass 4 confident 1Z0-971 dumps | 1Z0-971 true questions |

The Hackett Group, Inc. (HCKT) CEO Ted Fernandez on Q4 2018 Results - Earnings convene Transcript | true questions and Pass4sure dumps

No result found, try newfangled keyword!Oracle ERP, EPM and analytics business, or EEA, continue to get progress as cloud revenue growth exceeded the decline in on-premise implementation ... 42% in the fourth quarter of 2017, primarily due ...

NCR (NCR) Q4 2018 Earnings Conference convene Transcript | true questions and Pass4sure dumps

Image source: The Motley Fool.

NCR (NYSE: NCR)Q4 2018 Earnings Conference CallFeb. 7, 2019 4:30 p.m. ET

Good day, and welcome to the NCR Corporation fourth-quarter fiscal-year 2018 earnings conference. Today's conference is being recorded. At this time, I would fancy to circle the conference over to Mr. Michael Nelson, vice president of investor relations.

Please travel ahead, sir.

Good afternoon, and thank you for joining their fourth-quarter and full-year earnings call. Joining me on the convene today are Mike Hayford, president and CEO; Owen Sullivan, COO; and Andre Fernandez, CFO. Before they fetch started, let me remind you that their presentation and discussions will comprehend forward-looking statements. These statements reflect their current expectations and beliefs, but they're topic to risks and uncertainties that could cause actual results to disagree materially from those expectations.

These risks and uncertainties are described in their earnings release and their occasional filings with the SEC, including their annual report. On today's call, they will besides breathe discussing confident non-GAAP fiscal measures. These non-GAAP measures are described and reconciled to their GAAP counterparts in the presentation materials, the press release dated February 7, 2019, and on the investor relations page of their website. A replay of this convene will breathe available later today on their website,

With that, I would now fancy to circle the convene over to Mike.

Thanks, Michael, and thank you for joining us today for their fourth-quarter and full-year 2018 earnings call. I will commence with some of my views on the commerce before turning it over to Andre, who will review their fourth-quarter and full-year 2018 fiscal performance, as well as debate their outlook for 2019. Then Owen, Andre and I will rob your questions. I'll commence on skid 3 with my thoughts on not just the fourth quarter, but besides the last nine months I've spent as CEO and where NCR is as they enter 2019.

The fourth quarter was in line with their expectations, while the plenary year was within the guidance orbit they provided on their second quarter earnings call. The results demonstrate the progress they are making improving their execution and stabilizing their business. As I've stated in the past, their primary goal in 2018 was to rob saturate of their customers, to improve execution around their newfangled product introductions and commence to build a stronger and more efficient NCR. The fourth quarter included some highlights that showed the success we're having executing their strategy and laying the groundwork for improved performance in the years ahead.

First, their services commerce continues to generate improved margins via the ongoing implementation of their transformation initiatives. Second, they grew their recurring revenue in the quarter and for the plenary year. And third, their manufacturing network restructuring resulted in a significant ramp-up of hardware production and lower costs than in the third quarter. As they previously discussed, in the second and third quarters, they experienced challenges with their hardware delivery, including supply chain issues with the rollout of their 80 train ATMs, production manufacturing ramp-up at their outsourced partners and difficulty scaling their newfangled distribution center.

As they enter 2019, they believe these issues are largely behind us. In the fourth quarter, they entered the payments commerce through the acquisition of JetPay, which provides NCR with the competence to proffer turnkey, integrated point-of-sale and payment bundles to their customers. Their entry into payments processing supports their strategy of accelerating growth and shifting the merge to more software and services-led recurring revenue. Lastly today, they are introducing their full-year 2019 guidance targets.

Andre will review their outlook in more detail during his remarks. Their guidance is consistent with the strategic contrivance they outlined at their November 7 investor day in newfangled York. They will scamper from stabilizing the commerce to returning to growth as they invest in their strategic growth platforms. skid 4 outlines the value creation contrivance they shared at their recent Investor day.

Our strategy for creating long-term shareholder value is threefold: No. 1, drive top line revenue growth by investing in their strategic platforms. No. 2, continue to shift their commerce merge to recurring revenue streams and away from hardware toward software and services-led offerings.

And No. 3, a sharp focus on optimizing their disburse to improve their operating margins. On skid 5, their investments in their products will breathe focused on areas that accelerate the merge shift and champion revenue growth. These are businesses where they currently acquire tough assets that they believe they can leverage for growth, including a tough market share, competitive product offerings and/or tough brand distribution and service.

The platforms comprehend digital first banking, where they will breathe increasing investment in digital insight until they capture market share. They will besides accelerate investments in their next-generation multi-vendor ATM software solution, as well as in their transaction processing software. Next, in digital first restaurant, they will accelerate investment in their Aloha cloud point-of-sale solution as they migrate from a software license to a subscription model. Likewise, in digital first retail, they will continue to invest in Emerald, their next-generation cloud-based retail point-of-sale solution, which besides facilitates the transition to a subscription model.

In digital connected services, they will continue to invest in technology such as remote and predictive diagnostics, which will drive efficiencies and generate incremental margin expansion in services. In digital convenience and fuel, they will accelerate investment in their Optic solutions to proffer additional features, including integrated payments and EMV certifications. Finally, in digital diminutive commerce essentials, they will expand their NCR Silver product capability, including the plenary integration of payment. They will besides augment marketing disburse to accelerate adoption.

These six strategic growth platforms are areas where they are delivering proven value and competitive edge to customers today. During 2019, they will breathe prioritizing investments in these six platforms through increased disburse as they accelerate software-related investments to further strengthen their growth profile. This approach will result in higher CAPEX in 2019 as they tug forward investments, resulting in capital allocations that will breathe weighted more heavily toward internal investments than targeted M&A. It's valuable to note that while their capital allocation priorities acquire shifted toward higher internal investments and reduced M&A in 2019 relative to what they acquire previously targeted, their overall capital outlay remains largely the same.

We are accelerating investment back into their business, but we'll continue to perceive for inorganic opportunities that are consistent with their digital first and recurring revenue focus. On skid 6, they provide an update on their productivity initiatives, which they mentioned on their last call. They simplified this around three key areas. First, they continue to grow their services revenue and margin through their productivity actions.

We've had powerful success with this program, as evidenced by the performance of their services segment in both fourth-quarter and full-year 2018, which obtained an operating margin improvement by 110 basis points over 2017. Second, their hardware manufacturing transformation initiatives aimed to augment their plant utilization rate, lower their overall cost and facilitate a scamper to more variable production model in partnership with third parties. As you know, in 2018, they successfully closed three facilities and began to outsource manufacturing, production and logistics. Finally, their contrivance to improve productivity besides includes a targeted reduction of other expenses, including SG&A and other discretionary items, to generate at least $100 million in savings in 2019.

We believe these cost actions will address some of the cost creep they acquire had in recent years, as well as offset some of the incremental costs they pan in 2019. Andre will address this in greater detail in a few minutes. With that, let me pass the convene over to Andre.

Andre Fernandez -- Chief fiscal Officer

Thanks, Mike. lamentable to skid 7, in an overview of their fourth-quarter fiscal performance. Consolidated revenue was $1.8 billion, up 1% as reported and up 3% constant currency. Revenue was driven by growth in their services and hardware businesses.

Our non-GAAP uncouth margin rate decreased 180 basis points as reported and 200 basis points constant currency. Margins contracted in their software and hardware segments, which was partially offset by ongoing margin growth in services as their process improvement initiatives continue to rob hold. Non-GAAP EPS was $0.84 and in line with their expectations. Free cash flood was $317 million in the quarter, which was impacted by lower earnings year over year and higher inventory associated with increased hardware production as well as the cash impact of their restructuring in Q4.

I'll talk more about their restructuring activity shortly. skid 8 shows their fiscal highlights for the plenary year. Revenue was down 2% on both an as-reported and constant currency basis. The revenue decline was driven by lower hardware sales, which was partially offset by higher services revenue.

We continue to get progress expanding their recurring revenues, which increased 3% in 2018 and comprised 46% of total revenue. For the plenary year, their non-GAAP uncouth margin rate decreased 140 basis points constant currency, driven by higher costs in their software and hardware segments. Non-GAAP diluted EPS was $2.62 for full-year 2018, which was within their guidance range. Free cash flood for the year was $223 million, below recent guidance and which was negatively impacted by higher working capital, driven by a higher hardware backlog at year-end and as a result, seasonally higher production expected in the first quarter of 2019.

Moving on now to each of their segments. skid 9 shows their software segment results. Software revenue was essentially flat year over year, excluding FX. Software license revenue was down 4% constant currency due to lower unattached sales, primarily in banking, partially offset by higher ATM-related license revenue in connection with higher ATM sales.

Software maintenance revenue declined 5% constant currency due to lower software license revenue from prior periods. Cloud revenue was up 5% constant currency and was helped by the addition of their JetPay acquisition in December. Operating income was down, driven by higher third-party software content, partially offset by lower SG&A and was helped by some of the restructuring actions taken in Q4. skid 10 shows their services segment results, which enjoyed a tough quarter.

Top line revenue and uncouth margin increased 5% and 16%, respectively, constant currency. They continue to benefit from a greater volume of managed service offerings and increased share from their current installed base. Services margins continued to expand as a result of their Mission One transformation initiatives, which acquire improved productivity and efficiency. lamentable on to skid 11, which shows their hardware segment results.

Revenue increased 4% constant currency, with ATM revenue up a tough 26%. During their last earnings call, they projected a ramp-up in ATM production to fulfill a growing backlog as they alleviated supply chain constraints related to their ATM 80 train product line earlier in the year. The result was a meaningful augment in their backlog conversion rate, which resulted in tough ATM revenue performance during the fourth quarter. While they came up a bit short of hitting their target for flat ATM revenue for the year and were down 3%, they were pleased with their performance in the quarter as they ramped production across the entire hardware segment and improved coordination with their external partners.

We closed 2018 with hardware backlog 9% higher than 2017. The augment in ATM revenue was partially offset by decreases in self-checkout and point-of-sale of 16% and 12% constant currency, respectively. Self-checkout revenue was down, largely due to the timing of customer rollouts, which were pushed into the first quarter, as well as a significant comp from a year ago. Point-of-sale revenue was lower in the quarter due to several large customer wins in the prior year when point-of-sale revenue increased 20%.

On the margin side, while hardware operating income decreased year over year due to higher costs that included expediting and warehousing, on a sequential basis, their operating loss narrowed significantly as a result of increased production, as well as their productivity initiatives. As we've said previously, returning hardware to profitability is a primary objective of the company, and the initiatives they took in 2018 to redesign their manufacturing network and improve supply chain logistics will improve profitability over time. skid 12 shows their free cash flood for the fourth quarter and the plenary year. Both Q4 and fiscal year 2018 delineate solid free cash flood performance but were lower than the prior year, primarily due to lower earnings and increased working capital, primarily inventory.

Slide 12 besides shows their net debt to adjusted EBITDA at the conclude of Q4 and for the plenary year. They finished 2018 at 2.8 times which is equal to Q3 of 2018, but up from prior year due to lower income from operations. In addition, recall they closed on both their acquisitions of JetPay and StopLift in Q4, which, combined, represented over a $200 million use of cash in the quarter, which would acquire otherwise been used to pay down debt. On skid 13, you will find their full-year guidance for 2019, which is the result of a detailed planning process they conducted with their newfangled leadership team in Q4 and aligned toward the strategic growth platforms outlined on investor day.

Total revenue growth is expected to breathe in the 1 to 2% range, including acquisitions. Note in their revenue guidance that as their commerce model changes and they commence to bring newfangled products to market, they will commence to shift from perpetual license revenue to subscription-based revenue, which may acquire a dampening outcome on their overall revenue as they grow their recurring revenue base. As they scamper through 2019 and beyond, we'll update you as to their progress, as well as the impact of the shift on their financials. beginning in 2019, they acquire reorganized the commerce by industry and will change their reporting segments efficient Q1 2019 to banking, retail, hospitality and other.

The latter including businesses which are not material for part disclosure. This change will palliate us invest in a product merge unique to those industries and that focuses on recurring software and services to drive profitable growth. Although they will not breathe providing guidance by segment, they umpire it would breathe helpful to provide the size of each segment. Banking comprises roughly 50% of total revenue; retail, 33%; hospitality, 12%; and other, 5%.

We will continue to report total company software, services, hardware and recurring revenue in order to track their progress against their strategy to drive more recurring software and services revenue. beginning with their first quarter 2019 earnings call, they will commence to report their results on this basis and as is required, we'll besides provide eight quarters of historical financials restated on the selfsame basis. 2019 EBITDA is expected to breathe $1.04 billion to $1.08 billion. Their 2019 GAAP EPS is expected to breathe $1.91 to $2.01.

Our non-GAAP EPS is expected to breathe $2.75 to $2.85 for the plenary year. They acquire assumed a tax rate of 23 to 24% and a share weigh of 151 million shares. For a reconciliation of both adjusted EBITDA and non-GAAP EPS, advert to the supplemental schedules in the earnings release. They anticipate free cash flood for the year to breathe in the 300 to $350 million range, up from $223 million in 2018.

We besides anticipate the linearity of their cash flows to result a similar pattern to previous years, with the majority of free cash flood generated in the fourth quarter and higher working capital requirements earlier in the year to meet their higher backlog. They acquire besides outlined their contrivance for capital allocations for 2019 and acquire prioritized internal investments in their strategic growth platforms. As a result, they are increasing their software-related investments to accelerate product launches and enhancements and to position the company for future growth. They anticipate to augment CAPEX to a orbit of 350 to $375 million, and we'll allocate these funds primarily to their strategic growth platforms, which they believe will drive the highest growth and revert on investment in the next three to five years.

On the M&A side, to offset the higher planned CAPEX, they anticipate to abate their M&A target to the 300 to $400 million range. And we'll prioritize targets that will add to their software product portfolio, further expand their global distribution and augment their services revenue. And finally, they anticipate share repurchases of approximately $100 million to offset dilution, which is lower than amounts repurchased in previous years. Overall, they intend to maintain a tough fiscal profile with manageable leverage and ample liquidity.

Slide 14 shows a bridge from 2018 actual EBITDA to 2019 EBITDA and is intended simply to give you a high-level depiction of their earnings drivers for 2019. First, on the left-hand side of the page in red, they depict the three main margin headwinds they pan in 2019. First is price and mix, something that they deal with annually. They believe that the impact this year will breathe less than previous years as a result of better pricing discipline, improved contracting and more dynamic pricing models they are implementing to appropriately price their bundled offerings.The next two bars are perhaps their most significant expense increases.

After several years in which compensation to their employees, both fixed and variable, was well below expectations, they contrivance on returning to a normalized year where they meet their commitments to their employees and reinvest in them via confiscate merits and incentive pay. true estate costs will besides breathe up, primarily from the opening of a second office tower late last year at their Atlanta headquarters location and for which, we'll acquire a plenary year of OPEX this year. These headwinds will breathe more than offset by a number of earnings drivers listed here in green. First, commerce growth represents planned increases in volume across their commerce and helped by a tough backlog position in both ATMs and self-checkout as they commence the year, combined with continued services growth.

Next, following a tough 2018, they anticipate services margin to continue to expand as a result of their productivity actions, though at a slower rate than previous years as they partially reinvest to champion the revenue growth and as year-over-year comparisons become more difficult. Next, a recovery in hardware will breathe a astronomical driver of margin next year. First contained in this bar is the usual variable cost productivity they drive annually in their manufacturing operations, primarily on the direct material side, which is intended to offset price and other erosion. But this year, they are besides helped by lower cost from their hardware transformation efforts as they realize a plenary year of savings from their plant consolidation efforts and are now fully established with their manufacturing and logistics partners.

We'll besides sharply reduce onetime costs they incurred in 2018, primarily in the areas of transportation and warehousing as they shifted to their newfangled model. The result should breathe improved profitability and an operating loss in hardware that is significantly less than 2018 and that they hope puts us on a path to breakeven. And finally, in OPEX, their contrivance to generate at least $100 million in annualized savings, the bulk of which is OPEX, remains on track. The majority of these savings acquire already been achieved, primarily through workforce reductions, as well as writedowns of IT projects, which are no longer considered strategic and where they acquire abandoned future progress and use of the assets.

The balance of the savings will breathe realized throughout the year, and they fully anticipate to meet or exceed this savings goal by the conclude of the year. As mentioned in their earnings release, in the fourth quarter, they recorded a $64 million saturate related to these actions, which is excluded from their non-GAAP EPS and which impacted cash by $19 million. They anticipate to incur an additional $30 million saturate in 2019, which will besides breathe excluded from their non-GAAP EPS and will impact cash by an additional $40 million to $50 million and which is already contemplated in their free cash flood guidance. In total, their operating expenses as a percentage of sales, excluding their JetPay acquisition, will breathe similar in 2019 as 2018.

And as you can see, their projected EBITDA growth in 2019 is being driven by increases in revenue and uncouth margin, primarily from productivity in both hardware and services while keeping their operating expenses in check as they reinvest in their people. With that, I'll circle it back to Mike for closing comments.

Mike Hayford -- President and Chief Executive Officer

Thanks, Andre. In closing, they spent the better portion of 2018 getting back to basics. They refocused on their customers, organized their company around profit centers, delivered censorious products to the marketplace and strengthened their management team. They entered 2019 with improving execution and anticipate to note a revert to growth.

We remain steadfast in their strategy to shift their revenue merge toward more recurring software and services and are increasing their investments in their six strategic growth platforms as they perceive to accelerate their transformation. They acquire made tremendous progress over the last nine months, and I'm proud of the entire NCR team and their commitment to their customers and the energy and excitement they acquire shown in champion of reshaping the future of NCR. While there is much labor left to breathe done, I believe they are on the right path to invigorating their commerce and elevating the competitive differentiation they proffer customers around the world. Thank you for your time.

And now Andre, Owen and I will rob your questions. 

Questions and Answers:


[Operator instructions] We'll rob their first question from Dan Perlin with RBC Capital Markets. gratify travel ahead.

Dan Perlin -- RBC Capital Markets -- Analyst

Thanks, guys. proper evening, and thanks for any the incremental detail. I had just a pair of quick questions. First was around the ATM growth in the quarter.

It was very nice to contemplate it rebound up 26%. You did declar it came a Little bit short of expectations, and I'm just wondering what drove that delta for you guys. I know that you had been running at the supply level. I thought that would benevolent of fetch you to flat.

So just wondering if there were some call-outs there first.

Mike Hayford -- President and Chief Executive Officer

Yeah, Dan. Thanks. To declar it's below expectations, I umpire I'd declar it this way: They had benevolent of set a goal to fetch back to year-over-year even on their revenue of ATMs. And as they shared in second, third quarter, they actually had pretty proper orders, and they were a Little bit constrained by their competence to manufacture, which picked up in the third quarter and continued through the fourth.

So I umpire what we'd declar is they had enough orders and backlog to fetch to a year-over-year flat number. And the teams worked really, really arduous to fetch the boxes out the door, fetch them shifted and installed. But they were a Little bit short. And the constraint there was really manufacturing side as opposed to orders or backlog.

Dan Perlin -- RBC Capital Markets -- Analyst

OK. So a Little more of timing and so the expectation would breathe the incremental falls into the first half of the year -- first quarter of the year. The second thing is on the pivot away from M&A to internal investments. And so I'm wondering, was it something that as you were going through the strategic planning process that you realized now was the time to act to invest in these internal investments, in particular around software? Or was it a function of just M&A opportunities that were just beyond your balance sheet at the conclude of the day?

Mike Hayford -- President and Chief Executive Officer

Well, I umpire I'd say, first, what you described, they laid out their six benevolent of strategic platforms in November. And what those are, those are areas that they feel tough that we've got assets that they can leverage and rob to market and win. And so they laid out the six areas. As they apportion their contrivance together for investment, we've got some internal build-out that they requisite to do.

And they talked about Aloha and bringing that to cloud. They talked about the Emerald product, which we've got up and running at a pair of sites already conclude of this year that we're going to apportion some more money in, which gets it to a cloud-based retail product. They talked about Silver. They talked about what we're doing in the petroleum belt with their Optic product; and then what we're doing with Digital Insight, what we're doing with activating true on the bank side.

So they looked at a train of products. They looked at the current pace and contrivance that they acquire been executing for the last pair of years and said they acquire a haphazard to accelerate that and disburse a Little bit more money in '19 and fetch to market faster. So they made the decision to enact that. I don't umpire I'd looked at it and declar they could not find enough M&A opportunity.

I umpire they still contemplate M&A and benevolent of at the flat that they had indicated in November at investor day where we're going to breathe buying a Little early stage. We're going to buy product. We're going to buy distribution. We're going to buy some market share and fetch some leverage out of areas, particularly in their global services and professional services area.

So I umpire they still contemplate the opportunity, but clearly, as you referenced, there's some larger ones that they will not participate in. But as they looked at '19, they said let's disburse -- shift a Little bit more into internal CAPEX and then disburse a Little less on M&A just based on the break to build out their internal products.

Andre Fernandez -- Chief fiscal Officer

Hey, Dan, it's Andre. Just to add, I umpire when you perceive at the performance of their software business, in particular, you contemplate it's not exactly where they want it. So with the margins, I umpire in my prepared remarks, the margins came down in portion because we're incorporating a lot of third-party product. And I umpire as Mike said, they requisite a broader software portfolio to depend less on third party.

So I umpire they umpire of M&A with that in mind. Also, too, you perceive on something fancy software maintenance as we've had, although they're getting better, some product character issues. So portion of their CAPEX is besides investing to fulfill -- to meet a technical debt in software that they umpire will then improve their software maintenance revenues and margin over time.

Dan Perlin -- RBC Capital Markets -- Analyst

Great. I just want to sneak one more in, if I could, to Andre. So the 1 to 2% guidance, two things. One is, what's the FX assumption embedded in that? And then two, it wasn't lucid if you were suggesting that the shift toward subscription revenues was not already contemplated in that.

You made it sound fancy that might breathe up for review to the extent that that we're going to accelerate. Thank you.

Andre Fernandez -- Chief fiscal Officer

Yeah. I don't umpire we've disclosed. They anticipated some FX headwind in there. The FX overall was neutral for us for this year, but there is some implied in there.

I umpire it's around 1% or so. And then they besides acquire their acquisition in there, and that's besides 1%. So again, there's -- when you add JetPay, the amount of organic revenue growth is abit limited. I umpire when I hinted at the shift, that really wasn't an impact so much in '18.

But as they develop the newfangled products and actually, we're starting to contemplate on the margin now that we're forced to decide whether they rob something as a term license or they rob it as a subscription. And so as they start to consciously enact that and to the extent that it impacts their revenue, they just said, listen, they want to, we'll reserve you updated to the extent that it does and update you along the way. So there is some of that happening, which is contemplated in the 1 to 2%. To the extent that it increases, we'll reserve you posted.

Mike Hayford -- President and Chief Executive Officer

Yeah. Let me just add some color. So they talked about strategically the merge shift to recurring, and they set some goals to scamper from the mid-40s, which is where they ended up in '18, up north of 60% over a five-year period. They besides talked about shifting the merge away from hardware to software to services -led offerings.

So as Andre and Owen and the team built the budget, they looked at specific products that they acquire ready to travel to market and sell it as subscription so they fetch a recurring revenue. And those are contemplated in the plan. I umpire the other point is if they could accelerate and scamper faster to subscription, they would. So right now, they acquire baked into the contrivance a flat of migration to subscription that they believe is going to happen.

If they contemplate an break to accelerate, they will rob edge of that, and then they will share with you what happens during the year.

Dan Perlin -- RBC Capital Markets -- Analyst

Great, thank you.


And they will rob their next question from Katy Huberty with Morgan Stanley. gratify travel ahead.

Katy Huberty -- Morgan Stanley -- Analyst

Yes, thank you. proper afternoon. First question, how are you thinking about first-half versus second-half revenue and earnings seasonality? Obviously, the company has had some back-end-loaded years or expected some back-end-loaded years coming into both '17 and '18. How are you thinking about seasonality in 2019?

Andre Fernandez -- Chief fiscal Officer

Thanks. Katy, it's Andre. So in my prepared remarks, I umpire I mentioned the cash flows. I umpire we'll breathe very consistent with what's been the four, five-year average.

And likewise, their EPS at contrivance is besides consistent with the four to five-year average. So I umpire that's very much in line. When you perceive at then what's happening over the course of the year, remember, you're starting the year with a very tough hardware backlog, and that's going to breathe offset by -- bethink now we've got an acquisition of JetPay, which is initially dilutive and then improves over the course of the year. You've got interest, which is higher.

Interest has been increasing over the course of '18 and now, it's higher throughout '19. Also, their -- as you saw their tax rate, which was 19% in 2018 is higher in Q4 of '18, and then we've given you a 23 to 24% guidance for next year. Also, bethink now some of their investments are around things fancy Silver, which Mike talked about in his prepared remarks, and besides anticipated software margin improvement that they umpire we're going to fetch over the course of the year as they resolve product character issues and as they disburse additional CAPEX in software. So again, overall, I think, again, sequentially in line with the last four or five years.

By the way, that -- as a data point, I umpire first quarter was about 16, 16 and a half percent of total year EPS. That's their four to five-year average. And then when you just perceive at the comp of '19 versus '18, you'll contemplate a better earnings comp just year over year not versus the four, five-year mediocre in the second half of the year. Because recall, the second half of '18, particularly the third quarter, was difficult for us with the manufacturing issues they had.

Katy Huberty -- Morgan Stanley -- Analyst

OK, that's helpful color. On uncouth margins, they were down 200 basis points in the fourth quarter. Obviously, tied to the labor that you're doing in hardware, which is still in process. But with this strategy, this shift toward software and services, clearly, the uncouth margins requisite to start lamentable in the right direction to match that strategy.

When enact you umpire you'll breathe through the labor in hardware so that that's not holding you back from showing the right margin trajectory?

Owen Sullivan -- Chief Operating Officer

Yeah. This is Owen, Katy. I think, from their perspective, they came through -- or entered the fourth quarter with still some babel in the system, if you will. Their assurance flat leaving the fourth quarter is significantly higher.

We believe that from the supply chain perspective, they acquire qualified the suppliers that they needed to interject into the supply chain. They acquire rationalized the supply chain and stood them up around the local markets in Mexico and Budapest and Chennai. And they umpire we've got the production levels of performance where they requisite them. So they near into '19 emotion proper about both the production and eliminating the headwinds on expedites and extraordinary costs for meeting the manufacturing needs in the fourth quarter.

And now they requisite to circle their attention to really leveraging what we've got in status from a cost efficiency, cost performance standpoint. So they enact believe we're back on track. They -- I want to contemplate us perform at the production levels and at the efficiency levels as they travel through the first quarter into the second quarter. We're emotion fancy we're on the proper trajectory to start lamentable the hardware margins much closer to the breakeven that we're any looking for.

Mike Hayford -- President and Chief Executive Officer

I mean, Katy, since -- the bridge that Andre provided on the EBITDA lock, I think, speaks to what's going to occur in hardware, that in addition to some of the supply management that they enact on an annual basis, they acquire costs that they incurred in '18 over the transformation such as expediting and lamentable materials around and expediting and lamentable finished goods around that they will not incur. And they besides had costs related to transitioning from a pair plants that they owned to an outsourced provider. And they acquire some overlaps. So those costs travel away in '19.

And so to Owen's point, we'll get a nice headway into improving profitability. They don't believe we'll fetch it to -- profitable in '19, but we'll get a pretty proper movement and get it much more toward breakeven.

Katy Huberty -- Morgan Stanley -- Analyst

Good to hear. Thank you.


We will rob their next question from Dan Kurnos with The Benchmark Company.

Dan Kurnos -- The Benchmark Company -- Analyst

All right. Great, thanks. proper afternoon. Maybe if you guys -- I know you touched a Little bit on this in the script and in the slides.

But just you mentioned Service wallet share. Obviously, that was benevolent of a astronomical highlight to the upside, in their view, in the quarter. Customer satisfaction, you called out, but any other incremental color you could provide there? And then just on JetPay, I know that you guys talked about some immediate customer uptake once you guys had it on the platform. You've given us some parameters around expectations for the year, but if you could palliate us umpire how much of that is sort of organic JetPay growth versus how much of that is assumed customer wins and where there might breathe some delta there would breathe helpful.

Mike Hayford -- President and Chief Executive Officer

Yeah. Let's start with the services. So again, I umpire they were pleased, year-over-year services, their margin increased by 110 points or 140 on a constant currency perspective. So we're continuing to contemplate where we've made investments now in '17 and '18, specific actions that we've taken to improve the technology that they leveraged, to improve the model that they used in terms of benevolent of the hub-and-spoke that we're using for services.

And then as you referenced, we're very focused on service. They did a number of things. So in addition to improving the margin, they did a number of things on the service platform to improve their delivery to their customers and to focus not just on meeting their shrink commitments, but focus on winning against their competitors. So specifically, ATM market, their goal is to breathe the best provider in the marketplace not just meet their obligation.

So services, they feel very proper about heading into '19, and the contrivance for '19 is to continue to improve service character and fetch some margin expansion. On JetPay, obviously, we've picked up a book of business. And the contrivance is to really just to travel into their businesses where they already acquire a relationship. They acquire a relationship on the point-of-sale with hardware and with software in both the Hospitality commerce and besides the Retail business.

So existing customers who are using, in some cases, their hardware, their point-of-sale system that drives their enterprise, as well as a payment gateway fancy connected payments. And then they would attach the merchant acquiring services that they picked up with the JetPay acquisition and complete the transaction and rob a fee for that. So the team right now, you may acquire seen with the press release literally the day after they closed, they acquire an Aloha client up and using JetPay for merchant acquiring. They continue to focus on adding more clients.

We'll enact that throughout the year. We'll add scale and capacity to JetPay, and their goal there is to cross-sell. So they acquire -- a chunk of the growth related to JetPay in '19 is not just year-over-year acquired revenue but besides growth in that business.

Dan Kurnos -- The Benchmark Company -- Analyst

Great. And if I could just sneak one more in, just to anticipate the M&A question a Little bit differently. How much enact you umpire -- if you're looking at benevolent of the three to five-year plan, Mike, that you've outlined here, how much of the decision is -- you're looking at the, as you apportion it, internal maybe deficiencies or whatever it is on the tax stack. I umpire maybe Andre brought that up.

How much of that is holding back growth versus going out there and buying benevolent of what you requisite to tuck in to acquire this thing with the right merge and the right growth trajectory on benevolent of a three to five-year time horizon?

Mike Hayford -- President and Chief Executive Officer

Yeah. I think, again, they looked at some of the assets that they acquire today. example would breathe in hospitality, the Aloha product, which has a very, very tough market share. And they said we're much better off investing in Aloha, continue to add feature-function, taking Aloha to the cloud and then continuing to pick up market share than trying to travel out and tack that on another product.

So selfsame in retail with the Emerald product and the investments we're going to get in Emerald. I would declar the selfsame in Digital Insight for what we're -- where they acquire hosted offerings focused on the U.S. They believe they acquire a very tough product, and they felt better about investing in their own product in those three examples than they did going out and acquiring. But I don't want to -- so they still umpire there's opportunities to enact M&A.

We're going to continue to pick up products. And again, to apportion it into perspective, they umpire their brand and their distribution compass and their competence to install and implement with their services platform is stronger and larger than the product merge that they have. So they perceive at it as an break to pick up more products fancy they did with StopLift, fancy they did with Zipscene where those are going to breathe cross-sell products. We've picked up a HR and payroll system with the JetPay acquisition that we're going to cross-sell under the SMB market.

So we'll continue to perceive opportunistically at areas that they can expand just based on, they umpire they acquire some leverage play with their footprint.

Dan Kurnos -- The Benchmark Company -- Analyst

Great. Thanks for any the color.


Moving next, we'll travel with Matt Summerville with D. A. Davidson.

Matt Summerville -- D.A. Davidson -- Analyst

Thanks. Two questions. First, can you just remark specifically on the ATM business? Maybe talk about the underlying tempo you're seeing in terms of incoming order rates across the three major regions, benevolent of frame up the market, if you will, and benevolent of removed from that the babel around the delivery challenges, etc., that you would acquire over the course of the year. Again, trying to fetch a true feel for the underlying tempo in that commerce specifically.

Mike Hayford -- President and Chief Executive Officer

Yes, this is Mike. Let me just start with -- benevolent of at a macro flat then I'll acquire Owen and Andre benevolent of cover the regions. So again, 2018, I don't umpire -- considering it was a pretty proper ATM year for us, that they start to ramp up in the third quarter then we're hitting the stride in the fourth quarter with manufacturing. But again, they had tough enough orders that they still exited the year with a backlog.

And so they feel proper about running into '19 that we've got their plans able to address the backlog and convert that into revenue. So year over year, they perceive at ATMs, where last year, they were struggling to fetch to breakeven. They umpire we'll fetch a Little growth out of ATM commerce this year into '19. And they -- a Little bit of that conviction is just the backlog is strong.

And then they -- everything we're seeing is that the market is still holding up for ATMs, predominantly, it's literally as they supersede arm function, less as a cash dispenser and more as a substitute for automating what takes status in a arm for both personal lines and diminutive biz lines. Owen, enact you want to talk to benevolent of the...

Owen Sullivan -- Chief Operating Officer

Yes, I would harmonize with any of that. If they perceive at '18, had their manufacturing environment held pace to '17, significance if they had maintained the selfsame conversion rate, they would acquire been flat, probably up 1 point on ATM. So the momentum was there. What was seen in terms of backlog right now, their order rate is around -- just about 9% growth year over year.

And their backlog coming into the first quarter is up 22%. So they umpire we're emotion the momentum that the market is -- they still umpire exists in the marketplace. claim for the 80 train is very strong. We're getting proper tailwinds from both Win 10 and from some of the competitive activity out there.

Across the regions, I would declar the U.S. market continues to breathe very strong. Europe is flat to slightly up. We're seeing less and probably down in the Asia Pacific market.

But generally, they contemplate that momentum coming out of the year into certainly '19 with a pretty tough outlook that if they reserve executing out in the province and reserve producing at the flat they are, they should acquire a proper ATM performance in '19.

Matt Summerville -- D.A. Davidson -- Analyst

And then just as a follow-up question. Would you guys breathe willing to parse out the magnitude of onetime, I'll just convene them, hits you took in the hardware commerce due to some of the self-inflicted stuff that you've talked qualitatively about today?

Mike Hayford -- President and Chief Executive Officer

Yeah. I mean, they -- again, they had a pair of different areas that hit us because of any the transportation and the movement, they had any the plans. I don't know, Andre, if there's a uneven benevolent of orbit that that hit us with.

Andre Fernandez -- Chief fiscal Officer

Well, listen, I umpire what you saw in their charts was on an operating basis, they lost, I umpire it's in the supplementals, $125 million this year. But sequentially, that is improving. And I umpire we're saying, listen, we're not going to shatter even next year, but we're going to dramatically reduce that loss. And I umpire we're going to try to reduce that by more than half.

So that's $50 million to $60 million that we're going to pick up through a combination of onetimers in 2018 that won't repeat, a better pricing environment, some savings besides that we're getting from their manufacturing transformation initiatives as well. So year over year, again, we're going to shrink that deficit by probably at least 60 million, $70 million.

Matt Summerville -- D.A. Davidson -- Analyst

Thank you very much guys.


Moving next, we'll rob a question from Ian Zaffino with Oppenheimer Funds. gratify travel ahead.

Ian Zaffino -- Oppenheimer and Company -- Analyst

Hi. Thank you very much. The question will breathe on the services side. We've seen some nice margin expansion there.

How much more enact you umpire there is? Or enact you acquire a target out there that's -- internally that you're targeting?

Mike Hayford -- President and Chief Executive Officer

Yeah. We're pretty pleased with the improvement last year, 110 basis points or 140 on a constant currency basis. Their goal has been, each quarter, to pick up some improvements. We've got some plans in '19 to continue to pick up incremental over the course of '19.

I enact umpire they anticipate it to behind down. I umpire the improvements we've seen the last pair of years with the very focused trouble and the efforts been focused around not just cost take-up but changing the model, besides driving revenue and driving efficiency with scale. So I umpire you're going to contemplate that behind down a Little bit in '19, so they will not fetch quite the selfsame margin expansion. And then what I would declar is going forward, I umpire they feel proper about the model, and they requisite to add some scale to it, significance add some more customers in a market to continue to fetch basis point improvements.

So I'll leave it at '19, we'll fetch a Little bit of increase, and then we'll acquire to perceive heading into '20 whether they could pick up some more expansion.

Ian Zaffino -- Oppenheimer and Company -- Analyst

OK. And then just a follow-up on the revenue guidance. It seems fancy so-so. I umpire you said organic revenues will breathe roughly flat to maybe up 1%.

Is that what you said? And then, I guess, the follow-up is really what I'm getting to is, how enact you contemplate it breaking out between the different businesses and the different divisions as far as -- will everything breathe a uneven grow or a uneven flat, enact you anticipate any declines, etc. Thanks.

Mike Hayford -- President and Chief Executive Officer

Yeah. I'll start with the benevolent of revenue roll. So they said 1 to 2% revenue growth. And again, if you perceive at JetPay, that's almost one point.

So organically, you could perceive at that and declar it's 0 to 1%. I umpire what they shared at investor day is they were going to fetch back to growth in 2019. And based on '18, it was off a pair of points. And so they enact contrivance to fetch growth in '19.

We built a contrivance that they feel proper about. But again, we're looking at not only getting back to growth and driving some incremental improvement in their profitability, we're trying to change the business. And I umpire they shared at investor day that this is a three to five-year journey that will continue to fetch some growth. But including in that growth is changing the merge and lamentable it to recurring.

So we're going to acquire a Little bit dampened revenue growth because they are going to breathe shifting from their businesses to subscription-based. You're going to contemplate us scamper from hardware to software and services. They acquire a lot of investment going on in software and services in 2019 so they can continue that move. But again, it's not going to breathe a one-year shift.

It's going to rob a pair of years to fetch there. So I'll let Andre give a Little color into where they contemplate the growth.

Andre Fernandez -- Chief fiscal Officer

Yes. No, I umpire you hit it. It's -- they said JetPay, so payments, not only the core business, as Mike said, but besides attaching payments onto things fancy Silver, which is one of the key areas that we're investing in. So as they disburse CAPEX on Silver and ramp-up Silver, every Silver box that goes out, it's going to acquire a payment solution connected to it as well.

So you got payments, Silver and the payments related to Silver, the ATMs they talked about and then a shift in licenses, as they said, I umpire on the margin, we're looking at potentially lesser term licenses in some areas and then more toward recurring, which could acquire a dampening effect. I umpire where the margin growth and it's going to near from is just more productivity, both in, as I said, as they disburse more in getting margin improvement on the software, as well as the hardware that they talked about.


We'll scamper next to Rob Wildhack with Autonomous Research. gratify travel ahead.

Rob Wildhack -- Autonomous Research -- Analyst

Hi, guys. I wanted to anticipate a Little more about the shift from license to subscription. Can you talk about any feedback you've received from customers so far and if there's been any diversions in those responses across the different verticals?

Mike Hayford -- President and Chief Executive Officer

Yeah. Let me -- so again, we're at the beginning of that journey, and they did very Little in '18. You could just assume none. I mean, they apportion plans in place.

We had some products. They don't acquire any of their products ready to get a shift to subscription or cloud. So they didn't acquire much in '18, by the way, of going out and sampling the market. Owen and his team acquire done a lot of labor looking at how enact they bundle, how enact they package that and travel to the market in that fashion.

We've started to enact calls in this fashion, and they started to acquire some very -- some proper success around feedback. But we're early stage. Hopefully, at the conclude of this quarter, when they enact their call, they can talk about some of the successes going forward. We've planned, again, incrementally that we'll acquire some success in 2019, which is why we're at the flat that we've indicated in terms of guidance.

If they acquire better success than they think, again, we'll near back and give you an update. So umpire of it as early stage, and we'll report every quarter at how well that transition's going.

Rob Wildhack -- Autonomous Research -- Analyst

Makes sense. And last quarter, you called out the competitive environment as being a tailwind. Owen, you touched on it a Little bit, but can you give us some more detail as to what you're seeing now and benevolent of what you're expecting for 2019?

Owen Sullivan -- Chief Operating Officer

I'm not confident we've quantified exactly what the competitive element of market activity looks like. I mean, in general, we're emotion fancy there is still an dreadful lot of break out there. Their folks are being as aggressive in terms of their marketing plans and their coverage contrivance as they acquire challenged them to be. And I umpire what we're seeing is a collective of results, any the different reasons.

But I haven't quantified how much of it's from Win 10 or from competition. Their sense is that there's clearly some tailwinds there, but they haven't really quantified.

Mike Hayford -- President and Chief Executive Officer

Yes, I mean, they feel pretty proper about their train 80, which they rolled out last year. And again, they had hit some challenges getting it out the door because the claim was a Little stronger than they anticipated. They feel proper about that compared to the competition. I umpire they feel proper about where they sit vis-à-vis some of their competitors and the feedback from marketplace in terms of where we're positioned with their capabilities around servicing ATMs and again, their machine itself.

So I umpire we've said we're going to fetch some growth back in ATMs. I umpire they feel that we'll win their share or may breathe a Little more than their share in the marketplace. They acquire a pair of tough competitors there, but they feel good. Self-checkout, they acquire a astronomical initiative last year to fetch a self-checkout device out the door.

Got it a Little bit late, but they started to fetch some sales in the last half of the year. Year over year, self-checkout was not tough in '18, but they anticipate that to near back a Little bit. Competitively, they umpire self-checkout will breathe good. I'd declar the Retail side, we're looking at that.

We feel pretty good. With some of the hardware issues, they got hardware issues on the retail point-of-sale systems going out the door, their only concern there is that they acquire customers who typically relying on us. And they acquire to watch to get confident they near back now that they acquire the capacity to deliver. So we'll watch that.

But again, on ATMs and self-checkout, they feel pretty proper about their competitive position.


And we'll scamper to next to Paul Coster with JPMorgan. gratify travel ahead.

Paul Chung -- J.P. Morgan -- Analyst

Hi, thanks. This is Paul Chung on for Paul Coster. So just to result up that much easier comps in self-checkout and point-of-sale. So just wanted -- I want to hear about some of the deals that you acquire in the pipeline that give you some assurance for some growth there.

Mike Hayford -- President and Chief Executive Officer

Well, without, I mean, mentioning specific deals, again, on self-checkout, they talked about last year about getting their SCO-6 out the door, particularly for the European market. And it's Little bit longer than they anticipated. So they acquire that out there now, and they enact acquire a Little bit easier comps. So they feel pretty proper about SCO again.

Point-of-sale, the biggest impact in '18 was their Optic device, which was a -- it's a petroleum gas top head of a pump device that they had pretty proper sales in '17 and in '18, did not materialize the sales based on their competence to fetch the product up and running for additional customers. So they acquire a Little bit more assurance in that coming back in '19. I'd declar as you perceive at the growth year over year, again, we've got 1 to 2% on, in particular, JetPay. And it's going to breathe a pretty proper balance.

We anticipate some of the products that they focused on in '18 to breathe in the market for '19 and to breathe driving some sales. I don't know that I'd convene out any particular deal or customer that's going to -- that we'd declar is going to get a dissimilarity per se other than any of them are going to palliate fill in their book for '19.

Paul Chung -- J.P. Morgan -- Analyst

OK. And then my follow-up is on the ATM space. So with the consolidation happening possibly in the regional banking space, how does that benevolent of impact future ATM software demands, margin, etc.?

Mike Hayford -- President and Chief Executive Officer

Yes. A Little bit, they acquire to perceive at it and declar the number of ATMs is benevolent of what drive their business. And so they believe the number of ATMs, at least on the mergers that got announced, they are going to continue to breathe out there. In some cases, you worry a Little bit on each side.

I umpire in this situation, they acquire very proper relationships on both entities that are combining. They perceive at it, fancy you said, the hardware -- they perceive at the Service on top of the hardware, they perceive at the software stack on top of the hardware. And their goal is to breathe a winner in the Service stack, to breathe a winner in the software stack and breathe a winner in the hardware stack. So in this situation, I don't umpire they contemplate anything at risk for us in that combination, but we'll acquire to contemplate how that plays out the next pair of weeks.


And at this time, I would fancy to circle the conference back over to Mike Hayford for any additional or closing remarks.

Mike Hayford -- President and Chief Executive Officer

I just want to thank everyone for joining us today. To close, in '18, they made significant progress in improving their execution and positioning NCR to revert to growth. I'm confident that their strategy they shared at their investor day will create long-term shareholder value. The contrivance that they just laid out for 2019 puts us on the path to achieve their goal, and their entire team is committed to achieving their goals for the year.

Again, I want to thank you for your time and perceive forward to speaking with you again on their Q1 earnings convene and providing an update on their commerce progress.


[Operator signoff]

Duration: 63 minutes

Call Participants:

Michael Nelson -- Vice President of Investor Relations

Mike Hayford -- President and Chief Executive Officer

Andre Fernandez -- Chief fiscal Officer

Dan Perlin -- RBC Capital Markets -- Analyst

Katy Huberty -- Morgan Stanley -- Analyst

Owen Sullivan -- Chief Operating Officer

Dan Kurnos -- The Benchmark Company -- Analyst

Matt Summerville -- D.A. Davidson -- Analyst

Ian Zaffino -- Oppenheimer and Company -- Analyst

Rob Wildhack -- Autonomous Research -- Analyst

Paul Chung -- J.P. Morgan -- Analyst

More NCR analysis

This article is a transcript of this conference convene produced for The Motley Fool. While they strive for their preposterous Best, there may breathe errors, omissions, or inaccuracies in this transcript. As with any their articles, The Motley Fool does not assume any responsibility for your use of this content, and they strongly animate you to enact your own research, including listening to the convene yourself and reading the company's SEC filings. gratify contemplate their Terms and Conditions for additional details, including their Obligatory Capitalized Disclaimers of Liability.

More From The Motley Fool

Motley Fool Transcribing has no position in any of the stocks mentioned. The Motley Fool recommends NCR. The Motley Fool has a disclosure policy.

Emirates NBD scores with Oracle Cloud | true questions and Pass4sure dumps

Emirates NBD, a leading bank in the region, has reported a boost in sales performance following the implementation of Oracle cloud solutions.

The bank has implemented Oracle Incentive Compensation management solution to drive improved sales performance.

The adoption of Oracle’s compensation application follows Emirates NBD’s recently announced AED 500 million commitment to further digital innovation and multichannel transformation of its processes, products and services.

Prior to the newfangled implementation, the bank followed manual procedures for compensation calculation. The Oracle cloud platform now provides true time access to performance data and empowers the bank’s sales and arm managers to get timely operational and strategic decisions.

“As a bank that values digitisation to improve commerce efficiency, they are delighted to continue their long standing partnership with Oracle,” commented Suvo Sarkar, senior executive vice president, Retail Banking and Wealth Management at Emirates NBD. “We faced a pressing commerce challenge which was the requisite to view the sales team performance on a daily basis in order to get required interventions to optimise productivity. The Oracle platform equips us to align and manage their frontline better, leading to improved performance and productivity.”

“Oracle cloud solutions for the banking sector acquire been developed with an objective to drive innovation and transformation by increasing commerce agility, lowering costs and reducing IT complexity”, said  Arun Khehar, senior vice president ECEMEA, Applications commerce Oracle. “We are delighted that Emirates NBD has achieved its strategic commerce objectives with Oracle solutions. Emirates NBD is at the forefront of the digital transformation drive in the UAE and they perceive forward to jointly achieving many more milestones”.    

Direct Download of over 5500 Certification Exams

3COM [8 Certification Exam(s) ]
AccessData [1 Certification Exam(s) ]
ACFE [1 Certification Exam(s) ]
ACI [3 Certification Exam(s) ]
Acme-Packet [1 Certification Exam(s) ]
ACSM [4 Certification Exam(s) ]
ACT [1 Certification Exam(s) ]
Admission-Tests [13 Certification Exam(s) ]
ADOBE [93 Certification Exam(s) ]
AFP [1 Certification Exam(s) ]
AICPA [2 Certification Exam(s) ]
AIIM [1 Certification Exam(s) ]
Alcatel-Lucent [13 Certification Exam(s) ]
Alfresco [1 Certification Exam(s) ]
Altiris [3 Certification Exam(s) ]
Amazon [2 Certification Exam(s) ]
American-College [2 Certification Exam(s) ]
Android [4 Certification Exam(s) ]
APA [1 Certification Exam(s) ]
APC [2 Certification Exam(s) ]
APICS [2 Certification Exam(s) ]
Apple [69 Certification Exam(s) ]
AppSense [1 Certification Exam(s) ]
APTUSC [1 Certification Exam(s) ]
Arizona-Education [1 Certification Exam(s) ]
ARM [1 Certification Exam(s) ]
Aruba [6 Certification Exam(s) ]
ASIS [2 Certification Exam(s) ]
ASQ [3 Certification Exam(s) ]
ASTQB [8 Certification Exam(s) ]
Autodesk [2 Certification Exam(s) ]
Avaya [101 Certification Exam(s) ]
AXELOS [1 Certification Exam(s) ]
Axis [1 Certification Exam(s) ]
Banking [1 Certification Exam(s) ]
BEA [5 Certification Exam(s) ]
BICSI [2 Certification Exam(s) ]
BlackBerry [17 Certification Exam(s) ]
BlueCoat [2 Certification Exam(s) ]
Brocade [4 Certification Exam(s) ]
Business-Objects [11 Certification Exam(s) ]
Business-Tests [4 Certification Exam(s) ]
CA-Technologies [21 Certification Exam(s) ]
Certification-Board [10 Certification Exam(s) ]
Certiport [3 Certification Exam(s) ]
CheckPoint [43 Certification Exam(s) ]
CIDQ [1 Certification Exam(s) ]
CIPS [4 Certification Exam(s) ]
Cisco [318 Certification Exam(s) ]
Citrix [48 Certification Exam(s) ]
CIW [18 Certification Exam(s) ]
Cloudera [10 Certification Exam(s) ]
Cognos [19 Certification Exam(s) ]
College-Board [2 Certification Exam(s) ]
CompTIA [76 Certification Exam(s) ]
ComputerAssociates [6 Certification Exam(s) ]
Consultant [2 Certification Exam(s) ]
Counselor [4 Certification Exam(s) ]
CPP-Institue [2 Certification Exam(s) ]
CPP-Institute [2 Certification Exam(s) ]
CSP [1 Certification Exam(s) ]
CWNA [1 Certification Exam(s) ]
CWNP [13 Certification Exam(s) ]
CyberArk [1 Certification Exam(s) ]
Dassault [2 Certification Exam(s) ]
DELL [11 Certification Exam(s) ]
DMI [1 Certification Exam(s) ]
DRI [1 Certification Exam(s) ]
ECCouncil [21 Certification Exam(s) ]
ECDL [1 Certification Exam(s) ]
EMC [129 Certification Exam(s) ]
Enterasys [13 Certification Exam(s) ]
Ericsson [5 Certification Exam(s) ]
ESPA [1 Certification Exam(s) ]
Esri [2 Certification Exam(s) ]
ExamExpress [15 Certification Exam(s) ]
Exin [40 Certification Exam(s) ]
ExtremeNetworks [3 Certification Exam(s) ]
F5-Networks [20 Certification Exam(s) ]
FCTC [2 Certification Exam(s) ]
Filemaker [9 Certification Exam(s) ]
Financial [36 Certification Exam(s) ]
Food [4 Certification Exam(s) ]
Fortinet [13 Certification Exam(s) ]
Foundry [6 Certification Exam(s) ]
FSMTB [1 Certification Exam(s) ]
Fujitsu [2 Certification Exam(s) ]
GAQM [9 Certification Exam(s) ]
Genesys [4 Certification Exam(s) ]
GIAC [15 Certification Exam(s) ]
Google [4 Certification Exam(s) ]
GuidanceSoftware [2 Certification Exam(s) ]
H3C [1 Certification Exam(s) ]
HDI [9 Certification Exam(s) ]
Healthcare [3 Certification Exam(s) ]
HIPAA [2 Certification Exam(s) ]
Hitachi [30 Certification Exam(s) ]
Hortonworks [4 Certification Exam(s) ]
Hospitality [2 Certification Exam(s) ]
HP [752 Certification Exam(s) ]
HR [4 Certification Exam(s) ]
HRCI [1 Certification Exam(s) ]
Huawei [21 Certification Exam(s) ]
Hyperion [10 Certification Exam(s) ]
IAAP [1 Certification Exam(s) ]
IAHCSMM [1 Certification Exam(s) ]
IBM [1533 Certification Exam(s) ]
IBQH [1 Certification Exam(s) ]
ICAI [1 Certification Exam(s) ]
ICDL [6 Certification Exam(s) ]
IEEE [1 Certification Exam(s) ]
IELTS [1 Certification Exam(s) ]
IFPUG [1 Certification Exam(s) ]
IIA [3 Certification Exam(s) ]
IIBA [2 Certification Exam(s) ]
IISFA [1 Certification Exam(s) ]
Intel [2 Certification Exam(s) ]
IQN [1 Certification Exam(s) ]
IRS [1 Certification Exam(s) ]
ISA [1 Certification Exam(s) ]
ISACA [4 Certification Exam(s) ]
ISC2 [6 Certification Exam(s) ]
ISEB [24 Certification Exam(s) ]
Isilon [4 Certification Exam(s) ]
ISM [6 Certification Exam(s) ]
iSQI [7 Certification Exam(s) ]
ITEC [1 Certification Exam(s) ]
Juniper [65 Certification Exam(s) ]
LEED [1 Certification Exam(s) ]
Legato [5 Certification Exam(s) ]
Liferay [1 Certification Exam(s) ]
Logical-Operations [1 Certification Exam(s) ]
Lotus [66 Certification Exam(s) ]
LPI [24 Certification Exam(s) ]
LSI [3 Certification Exam(s) ]
Magento [3 Certification Exam(s) ]
Maintenance [2 Certification Exam(s) ]
McAfee [8 Certification Exam(s) ]
McData [3 Certification Exam(s) ]
Medical [69 Certification Exam(s) ]
Microsoft [375 Certification Exam(s) ]
Mile2 [3 Certification Exam(s) ]
Military [1 Certification Exam(s) ]
Misc [1 Certification Exam(s) ]
Motorola [7 Certification Exam(s) ]
mySQL [4 Certification Exam(s) ]
NBSTSA [1 Certification Exam(s) ]
NCEES [2 Certification Exam(s) ]
NCIDQ [1 Certification Exam(s) ]
NCLEX [2 Certification Exam(s) ]
Network-General [12 Certification Exam(s) ]
NetworkAppliance [39 Certification Exam(s) ]
NI [1 Certification Exam(s) ]
NIELIT [1 Certification Exam(s) ]
Nokia [6 Certification Exam(s) ]
Nortel [130 Certification Exam(s) ]
Novell [37 Certification Exam(s) ]
OMG [10 Certification Exam(s) ]
Oracle [282 Certification Exam(s) ]
P&C [2 Certification Exam(s) ]
Palo-Alto [4 Certification Exam(s) ]
PARCC [1 Certification Exam(s) ]
PayPal [1 Certification Exam(s) ]
Pegasystems [12 Certification Exam(s) ]
PEOPLECERT [4 Certification Exam(s) ]
PMI [15 Certification Exam(s) ]
Polycom [2 Certification Exam(s) ]
PostgreSQL-CE [1 Certification Exam(s) ]
Prince2 [6 Certification Exam(s) ]
PRMIA [1 Certification Exam(s) ]
PsychCorp [1 Certification Exam(s) ]
PTCB [2 Certification Exam(s) ]
QAI [1 Certification Exam(s) ]
QlikView [1 Certification Exam(s) ]
Quality-Assurance [7 Certification Exam(s) ]
RACC [1 Certification Exam(s) ]
Real-Estate [1 Certification Exam(s) ]
RedHat [8 Certification Exam(s) ]
RES [5 Certification Exam(s) ]
Riverbed [8 Certification Exam(s) ]
RSA [15 Certification Exam(s) ]
Sair [8 Certification Exam(s) ]
Salesforce [5 Certification Exam(s) ]
SANS [1 Certification Exam(s) ]
SAP [98 Certification Exam(s) ]
SASInstitute [15 Certification Exam(s) ]
SAT [1 Certification Exam(s) ]
SCO [10 Certification Exam(s) ]
SCP [6 Certification Exam(s) ]
SDI [3 Certification Exam(s) ]
See-Beyond [1 Certification Exam(s) ]
Siemens [1 Certification Exam(s) ]
Snia [7 Certification Exam(s) ]
SOA [15 Certification Exam(s) ]
Social-Work-Board [4 Certification Exam(s) ]
SpringSource [1 Certification Exam(s) ]
SUN [63 Certification Exam(s) ]
SUSE [1 Certification Exam(s) ]
Sybase [17 Certification Exam(s) ]
Symantec [135 Certification Exam(s) ]
Teacher-Certification [4 Certification Exam(s) ]
The-Open-Group [8 Certification Exam(s) ]
TIA [3 Certification Exam(s) ]
Tibco [18 Certification Exam(s) ]
Trainers [3 Certification Exam(s) ]
Trend [1 Certification Exam(s) ]
TruSecure [1 Certification Exam(s) ]
USMLE [1 Certification Exam(s) ]
VCE [6 Certification Exam(s) ]
Veeam [2 Certification Exam(s) ]
Veritas [33 Certification Exam(s) ]
Vmware [58 Certification Exam(s) ]
Wonderlic [2 Certification Exam(s) ]
Worldatwork [2 Certification Exam(s) ]
XML-Master [3 Certification Exam(s) ]
Zend [6 Certification Exam(s) ]

References :

Dropmark-Text :
Blogspot :
Google+ :
Wordpress :
weSRCH :
Calameo : : : :

Back to Main Page | |